About us

Welcome to the Kerala Police Housing Cooperative Society

The Kerala Police Housing Co-operative society Ltd. is a society registered under Kerala Co- operative Societies Act of 1969, established with an aim to fulfill the housing needs of the policemen and officers working in Kerala Police and also to work Police for their welfare and general upliftment.

The Society was started functioning with effect from 15th Mar 1982. With the whole hearted support of the Director General of Police , Kerala  and all the police officers  and police personnel in the state, the society has carved out a niche for itself and has grown from strength to strength. The society is not only providing Housing loans and various types of advances ,but has also started a number of welfare schemes for the benefit of police personnel. Needless to say all the schemes started so far by the society received over whelming support and patronization of the policemen and officers. Some of the welfare schemes that were started  by the society such as Kishco, Soubhagya, and Suraksha are aimed to encourage thrift and savings habit  amongst the police personnel. Some other schemes like CPAS, CARE  were specifically aimed to help the families of the policemen, in case of sudden demise  or disease  of their bread earner.

Basic Information

    Society Registered on         - 23-05-1980
    Started Functioning on       - 15-03-1982
    ‘A’ Class Members                -  61746
    ‘B’ Class Members                - 940
    Paid up Share Capital          Rs 887 Lakhs
    Loan Outstanding                Rs 12489 Lakhs
    Deposit From Members       Rs 3388  Lakhs
    Working Capital                   Rs 7797 Lakhs
    Profit As on 31-03-2010     Rs 522 Lakhs
    Dividend                               - 25%

Funds & Reserve of the Soceiy ( As on 31-03-2014)

    Reserve Fund                           Rs 59906996.34
    Building Fund                          Rs 16389595.76
    Profit Equalization Fund         Rs 12430142.39
    Loan Death Benefit Fund       Rs 14434981.94
    Kishco Death Benefit fund     Rs 14441738.82
    CPAS Death Benef it Fund     Rs 93102369.55
    CARE Fund                              Rs 95600668.52
    Reserve future loss                Rs 75,00,0000.00
    Medical Isurance                    Rs 19832082.95



Our mission is Simple

To offer perfect housing solution to Kerala Police personnel on the wise use of credit with a care to their welfare. To fulfill the housing needs of police personnel as per their need and also care their welfare. Speedy and perfect housing solution for police personnel with welfare and accountability.


   Working Hours


10 am to 1 pm


2 pm to 5 pm

   Cash Time


10 am to 1 pm


2 pm to 3.30 pm


SBI Pravasi Seva Br.

Acc No. 30725028157

IFSC - SBIN 0070642