The society is also providing HCML loan to a member for the purchase of the house construction materials, on the surety of 1 other member. (The salary certificate of surety also produce along with the application). The maximum amount of loan sanctioned under this scheme is Rs.10 lakh .The loan amount should be repaid in 100 months. The applicant's salary certificate and his own surety is need up to the amount of Rs. 5 Lakhs for HCML loan. The loan amount should be repaid in 60 months. The rate of interest charged under this scheme is 9.50 % per annum. HCML LOAN - UPTO 10 LAKHS, REPAYMENT -100 MONTHS. INTEREST 9.50 %.